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   <title>Financial Planning South Africa Blog</title>
   <link>http://www.financialplanningsouthafrica.com/financial-planning-south-africa-blog.html</link>
   <description>What is a financial planning South Africa blog?  This is where you will find all the latest pages and updates on our Financial Planning website.</description>
   <language>en-us</language>
   <category domain = "http://www.financialplanningsouthafrica.com/financial-planning-south-africa-blog.html#">Financial Planning South Africa</category>
   <pubDate>Mon, 09 Jun 2008 08:36:05 GMT</pubDate>
   <lastBuildDate>Mon, 09 Jun 2008 08:36:05 GMT</lastBuildDate>
   <copyright>financialplanningsouthafrica.com</copyright>
   <item>
    <title>Financial Planning Article Index</title>
    <link>http://www.financialplanningsouthafrica.com/financial-planning-article-index.html</link>
    <description>Our are regularly published in the South African press.  We include a copy of each financial planning article here so that you can benefit from them at leisure.</description>
    <pubDate>Mon, 09 Jun 2008 08:36:04 GMT</pubDate>
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    <title>Retirement Annuity Fund -- Top Up with a Tax Break</title>
    <link>http://www.financialplanningsouthafrica.com/retirement-annuity-fund.html</link>
    <description>Taking advantage of retirement annuity fund contribution tax deductions can save on tax and boost your retirement capital</description>
    <pubDate>Thu, 29 May 2008 10:07:31 GMT</pubDate>
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    <title>Investment Stock-take -- its time to do one</title>
    <link>http://www.financialplanningsouthafrica.com/investment-stocktake.html</link>
    <description>In sticking to a tradition of resolutions, I have come up with an investment checklist that every investor should revisit at the start of each year.</description>
    <pubDate>Thu, 29 May 2008 09:41:14 GMT</pubDate>
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    <title>Retirement -- the Taxmans gift to You</title>
    <link>http://www.financialplanningsouthafrica.com/retirement-and-tax.html</link>
    <description>Changes to the taxation of retirement funds mean more money in pensioners pockets. Make sure you make the most of them</description>
    <pubDate>Wed, 28 May 2008 07:29:50 GMT</pubDate>
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    <title>Retirement Cash - SARS tightens access to your funds</title>
    <link>http://www.financialplanningsouthafrica.com/retirement-cash.html</link>
    <description>SARS tightens access to living annuities in bid to curb danger of retirement money running out</description>
    <pubDate>Wed, 28 May 2008 07:01:14 GMT</pubDate>
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    <title>Retirement funds -- new rules put plenty at stake</title>
    <link>http://www.financialplanningsouthafrica.com/retirement-funds.html</link>
    <description>SA legislation changes - employees will be required to contribute to retirement funds, and their employers' contributions will in part be subsidised by government</description>
    <pubDate>Mon, 26 May 2008 18:54:08 GMT</pubDate>
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    <title>Retirement fund interventions spell good news</title>
    <link>http://www.financialplanningsouthafrica.com/retirement-fund.html</link>
    <description>SA legislation changes - employees will be required to contribute to the retirement fund, and their employers' contributions will in part be subsidised by government</description>
    <pubDate>Mon, 26 May 2008 09:00:46 GMT</pubDate>
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    <title>Small Business Shareholdings -- avoiding the pitfalls</title>
    <link>http://www.financialplanningsouthafrica.com/small-business-shareholdings.html</link>
    <description>I often see a serious lack of financial planning when it comes to small business ownership</description>
    <pubDate>Mon, 26 May 2008 08:39:30 GMT</pubDate>
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    <title>Index investing - is it safe to fly on autopilot?</title>
    <link>http://www.financialplanningsouthafrica.com/index-investing.html</link>
    <description>Index investing or passive investing refers to an investment strategy that aims to replicate the performance of a particular index, for example, the All Share Index.</description>
    <pubDate>Mon, 26 May 2008 08:24:23 GMT</pubDate>
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    <title>Financial Security for your Future</title>
    <link>http://www.financialplanningsouthafrica.com/financial-security.html</link>
    <description>Plan carefully for your future financial security</description>
    <pubDate>Sat, 24 May 2008 12:51:48 GMT</pubDate>
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    <title>Financial Planners | Cape Town | South Africa</title>
    <link>http://www.financialplanningsouthafrica.com/financial-planners.html</link>
    <description>Our team of Certified Financial Planners is highly qualified and experienced.</description>
    <pubDate>Sat, 24 May 2008 12:30:27 GMT</pubDate>
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    <title>Financial Planning South Africa</title>
    <link>http://www.financialplanningsouthafrica.com/index.html</link>
    <description>Financial Planning South Africa.  South Africa has weathered many changes in the last 14 years. Many of them are obvious but others, such as the proliferation of laws in the financial services industry, are more subtle.</description>
    <pubDate>Sat, 24 May 2008 12:10:58 GMT</pubDate>
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    <title>Personal Financial Planning - Take Uncertainty into Account</title>
    <link>http://www.financialplanningsouthafrica.com/personal-financial-planning.html</link>
    <description>With personal financial planning, there are always things we do not know and cannot control.</description>
    <pubDate>Fri, 23 May 2008 17:28:49 GMT</pubDate>
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    <title>Advice on Investing Offshore</title>
    <link>http://www.financialplanningsouthafrica.com/investing-offshore.html</link>
    <description>Does investing offshore make sense at the moment? Most definitely, provided it is done for the right reasons and forms part of a long-term financial plan.</description>
    <pubDate>Fri, 23 May 2008 16:51:59 GMT</pubDate>
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    <title>Saving Money -- There's No Such Thing as Saving Too Much</title>
    <link>http://www.financialplanningsouthafrica.com/saving-money.html</link>
    <description>In all my time of advising clients on saving money, I have not once been sued for someone having put away more than is necessary for their retirement.</description>
    <pubDate>Fri, 23 May 2008 15:32:31 GMT</pubDate>
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    <title>Diarise an Annual Review of your Retirement Fund</title>
    <link>http://www.financialplanningsouthafrica.com/Annual-review-retirement.html</link>
    <description>An annual review of the structure and benefits of a company retirement fund is increasingly important given the regular legislation changes.</description>
    <pubDate>Fri, 23 May 2008 14:54:08 GMT</pubDate>
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    <title>Investment Costs - The Big Picture</title>
    <link>http://www.financialplanningsouthafrica.com/investment-costs.html</link>
    <description>Do not let investment costs deter you. Fees are important but you must also pay attention to your overall investment strategy.</description>
    <pubDate>Fri, 23 May 2008 14:23:40 GMT</pubDate>
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    <title>Stock Market Investing -- A Balancing Act</title>
    <link>http://www.financialplanningsouthafrica.com/stock-market.html</link>
    <description>When the stock market falls investors panic.  Make sure you see it all in context.</description>
    <pubDate>Fri, 23 May 2008 09:09:08 GMT</pubDate>
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    <title>Business Continuity Planning</title>
    <link>http://www.financialplanningsouthafrica.com/business-continuity.html</link>
    <description>Business continuity planning is often overlooked even though we all want to leave our business in safe hands.</description>
    <pubDate>Fri, 23 May 2008 08:44:35 GMT</pubDate>
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    <title>Retirement - Laying the Golden Egg for the Years to Come</title>
    <link>http://www.financialplanningsouthafrica.com/retirement.html</link>
    <description>Retirement -- what do YOU want from it? How do you picture yourself?</description>
    <pubDate>Thu, 22 May 2008 09:52:06 GMT</pubDate>
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    <title>Global Assets - now is the time to diversify</title>
    <link>http://www.financialplanningsouthafrica.com/global-assets.html</link>
    <description>No time like the present to diversify into global assets</description>
    <pubDate>Thu, 22 May 2008 09:28:11 GMT</pubDate>
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    <title>Financial Advice -- is it worth the cost?</title>
    <link>http://www.financialplanningsouthafrica.com/financial-advice-worth-the-price.html</link>
    <description>The cost of professional financial advice seems high.  Do you really need it?  Can you do without it?</description>
    <pubDate>Thu, 22 May 2008 08:59:08 GMT</pubDate>
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    <title>Reduce Investment Risk if You Invest in 2008</title>
    <link>http://www.financialplanningsouthafrica.com/reduce-investment-risk.html</link>
    <description>Tips you can use to reduce investment risk in 2008.  Weekend Argus, 18 January 2008</description>
    <pubDate>Thu, 22 May 2008 08:36:27 GMT</pubDate>
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    <title>Reverse mortgage as a Last Resort</title>
    <link>http://www.financialplanningsouthafrica.com/reverse-mortgage.html</link>
    <description>A reverse mortgage can come in handy as a last resort.  Your home might be your biggest single financial asset.</description>
    <pubDate>Thu, 22 May 2008 08:12:17 GMT</pubDate>
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    <title>Women - Financial Action Plan</title>
    <link>http://www.financialplanningsouthafrica.com/women-financial-action-plan.html</link>
    <description>Even in 2008, we find that relatively few women are intimately involved with the financial planning of their families.</description>
    <pubDate>Wed, 21 May 2008 16:02:56 GMT</pubDate>
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    <title>Pension and Retirement Funding -- Move your Benefits</title>
    <link>http://www.financialplanningsouthafrica.com/pension-move-your-benefits.html</link>
    <description>Take your pension along... one of the most important items on your list when changing jobs is your exit from your company retirement fund.</description>
    <pubDate>Wed, 21 May 2008 10:19:33 GMT</pubDate>
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    <title>Family Financial Planning -- Death is an Unwelcome Reality</title>
    <link>http://www.financialplanningsouthafrica.com/family-financial-planning-mortality-bens.html</link>
    <description>Family financial planning: there are two basic principles to bear in mind when assessing your family's capital needs, should the proverbial bus knock you over.</description>
    <pubDate>Tue, 20 May 2008 12:04:05 GMT</pubDate>
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    <title>Small Business - Don't Skimp on Assurance</title>
    <link>http://www.financialplanningsouthafrica.com/small-business-dont-skimp.html</link>
    <description>Small business assurance policies seem expensive. Can you cut the cost?</description>
    <pubDate>Tue, 20 May 2008 09:58:58 GMT</pubDate>
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    <title>Investments -- Spread your Assets to Manage Risk</title>
    <link>http://www.financialplanningsouthafrica.com/investments-spread-your-assets.html</link>
    <description>When it comes to investments diversifying your asset classes reduces your risk exposure</description>
    <pubDate>Fri, 16 May 2008 12:58:27 GMT</pubDate>
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    <title>Investing in Uncertain Times</title>
    <link>http://www.financialplanningsouthafrica.com/investing-in-uncertain-times.html</link>
    <description>Investing in the financial markets during times of market uncertainty.  Should you invest immediately or delay? Essentially what clients are asking us to do is attempt to time the market. The problem is that few people (if any) can predict the top and bottom of the market with any degree of accuracy or consistency.</description>
    <pubDate>Thu, 15 May 2008 15:58:45 GMT</pubDate>
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    <title>Retirement Legislation in South Africa -- Changing All the Time</title>
    <link>http://www.financialplanningsouthafrica.com/retirement-legislation-changing.html</link>
    <description>The entire retirement fund saving system in SA is being overhauled. This area is of financial planning is growing increasingly complex.</description>
    <pubDate>Thu, 15 May 2008 09:48:42 GMT</pubDate>
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    <title>Financial Planning for Young Professionals</title>
    <link>http://www.financialplanningsouthafrica.com/financial-planning-young-professionals.html</link>
    <description>South Africa's young professsionals are money savvy.  How are their financial planning skills?</description>
    <pubDate>Thu, 15 May 2008 08:27:27 GMT</pubDate>
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    <title>Financial Planning  Excellence You Can Count On</title>
    <link>http://www.financialplanningsouthafrica.com/financial-planning-02.html</link>
    <description>A good financial planning experience requires dedication to ongoing client service.  If you are not satisfied, we want to hear about it.</description>
    <pubDate>Sat, 10 May 2008 10:06:01 GMT</pubDate>
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    <title>Financial Advisor Choosing the Right One is Critical</title>
    <link>http://www.financialplanningsouthafrica.com/financial-advisor.html</link>
    <description>Choosing a financial advisor is simple once you know they meet the key criteria.</description>
    <pubDate>Fri, 09 May 2008 15:02:18 GMT</pubDate>
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    <title>Financial Planning -- How We Help You</title>
    <link>http://www.financialplanningsouthafrica.com/financial-planning.html</link>
    <description>Financial planning must cover every aspect of your life to be successful.  We use a holistic assessment model for any advice</description>
    <pubDate>Thu, 08 May 2008 08:04:50 GMT</pubDate>
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    <title>Building Wealth is easier with Teamwork</title>
    <link>http://www.financialplanningsouthafrica.com/building-wealth.html</link>
    <description>Building wealth, we work as wealth building coaches together with you and your investment portfolio managers.</description>
    <pubDate>Wed, 07 May 2008 10:19:12 GMT</pubDate>
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    <title>Financial Independence is no Accident</title>
    <link>http://www.financialplanningsouthafrica.com/financial-independence.html</link>
    <description>What you will come to expect from us  good advice for financial independence.</description>
    <pubDate>Wed, 07 May 2008 09:41:32 GMT</pubDate>
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    <title>Independent Fee-based Financial Planners - are they preferable?</title>
    <link>http://www.financialplanningsouthafrica.com/financial-planners-independent-fee-based.html</link>
    <description>Independent fee-based financial planners are completely up-front and transparent about your costs.</description>
    <pubDate>Mon, 05 May 2008 18:52:31 GMT</pubDate>
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    <title>Financial Planning South Africa Blog</title>
    <link>http://www.financialplanningsouthafrica.com/financial-planning-south-africa-blog.html</link>
    <description>What is a financial planning South Africa blog?  This is where you will find all the latest pages and updates on our Financial Planning website.</description>
    <pubDate>Thu, 20 Mar 2008 13:22:40 GMT</pubDate>
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    <title>Financial Planner of the Year 2001, 2007 -- Netto Financial Services</title>
    <link>http://www.financialplanningsouthafrica.com/financial-planner-of-the-year.html</link>
    <description>Financial Planner of the Year 2001 and 2007.  Netto Financial Services</description>
    <pubDate>Thu, 20 Mar 2008 13:20:42 GMT</pubDate>
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    <title>Cape Town Financial Planner -- Netto Financial Services</title>
    <link>http://www.financialplanningsouthafrica.com/financial-planner-cape-town.html</link>
    <description>Contact a Cape Town Financial Planner  Netto Financial Services</description>
    <pubDate>Thu, 20 Mar 2008 13:19:42 GMT</pubDate>
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    <title>Certified Financial Planner Practice -- Netto Financial Services</title>
    <link>http://www.financialplanningsouthafrica.com/certified-financial-planner.html</link>
    <description>Netto Financial Services -- Certified Financial Planner Practice, Cape Town</description>
    <pubDate>Thu, 20 Mar 2008 13:18:08 GMT</pubDate>
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